# Committing Stablecoins

Community members will be able to commit Stablecoins upon the start of an IRO. An IRO is only considered successful when the target (Softcap) amount of Stablecoins is reached.

> For example, an IRO with a Softcap of 20 million USDC and a Hardcap of 25 million USDC will require a minimum of 20 million USDC to be committed in order for it to succeed.&#x20;

If the IRO is successful, the Stablecoins will be converted to Real Estate Tokens (RET); else, the Stablecoins will be refunded in full.

Do stay tuned for our first [IRO in Q1 2022](/intro/iro-details/cardiff-commercial-building-iro.md).


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